When it comes to paying for home health care serivces there are options
Part of making the right decision for home care is having all the facts on how to best pay for the services. Any agency usually accepts payment from a variety of sources. The most common are:
Long term insurance: be sure to ask if home care services have a deductible, or if you have a maximum out-of-pocket expense on your long term care insurance policy. Also be sure to ask if there is an annual or lifetime limit to the amount that they will pay. When inquiring as to what home care services will be paid for by long term care insurance, be sure that you specify the exact nature of the services that you are requesting.
Medicaid and Other Payment Options: many agencies accept Medicaid and workers’ compensation insurance. There may be other payment options that you are not aware of. The best thing for you is to check and discuss with the agency you would like to work with.